Which Curve Do You Want?

Picture it: you have 3 to 6 months of expenses saved for emergencies. It's your emergency fund. You'll only ever access it if there's an emergency, right? Wisdom dictates that your emergency funds stay liquid and safe, right? But we'd really like to also protect it...

Case Study: Couple With $300,000 Wages

This is a hypothetical Tax Return Projection. A married couple with $300,000 of household wages. They have some kids. I changed none of the facts of their income or deductions and did a 2025 Tax Return Projection. What this does is show the difference in the results...