by Danny Nelson | Oct 15, 2025 | Personal Finance
If a stock drops 50% in a year, what % does it have to go up the next year to get back to even? That's right, it has to go up 100%. What's the average of -50% and 100%? That's right, 25%. Pretty impressive! What was the ACTUAL return?...
by Danny Nelson | Oct 9, 2025 | Personal Finance
Picture it: you have 3 to 6 months of expenses saved for emergencies. It's your emergency fund. You'll only ever access it if there's an emergency, right? Wisdom dictates that your emergency funds stay liquid and safe, right? But we'd really like to also protect it...
by Danny Nelson | Oct 7, 2025 | Personal Finance
What is THE most important concept in personal finance? I reveal the answer in the...
by Danny Nelson | Sep 30, 2025 | Personal Finance
It's usually an objectively bad idea because you lose access to and control of your capital. Your capital turns into lazy capital when it's converted to home equity. But because many are allergic to debt of any kind, it can be subjectively good because how you feel...
by Danny Nelson | Sep 27, 2025 | Unsolicited Advice
If your first question is “can I afford it?” then probably don't buy it. If your first question is “is it worth it?” now we're talkin'.
by Danny Nelson | Sep 26, 2025 | Case Study
This is a hypothetical Tax Return Projection. A married couple with $300,000 of household wages. They have some kids. I changed none of the facts of their income or deductions and did a 2025 Tax Return Projection. What this does is show the difference in the results...
by Danny Nelson | Sep 26, 2025 | Faith
Evil is not defined by what it is, but rather what it isn't… Evil is the lack of obedience to the moral law of God as expressed in the Bible.
by Danny Nelson | Sep 26, 2025 | Unsolicited Advice
AI and robotics disruption is coming whether we like it or not. Regardless of your feelings about AI, it would be wise for all of us to develop diverse streams of earned income to mitigate the risk of job displacement from both AI and robots. I hear a lot of people...
by Danny Nelson | Sep 25, 2025 | Unsolicited Advice
Should Christians in sales engage fellow churchgoers as prospects? Not on Sunday morning, with the possible exception of an answer to the “what do you do” question that doesn't go too far. But other than that… It depends. Do you believe the thing...
by Danny Nelson | Sep 25, 2025 | Personal Finance
I've prepared hundreds and hundreds of tax returns over the last 20 years. I know my way around a 1040. Here's your problem: You have a potential freight train barreling toward you in the form of your 2025 tax return. The OBBBA (a.k.a. the One Big Beautiful Bill Act)...
