by Danny Nelson | Nov 17, 2025 | Unsolicited Advice
“A plan is only useful if it can survive reality. And a future filled with unknowns is everyone's reality.” -Morgan Housel, Psychology of Money, p 63 Danny's take: This is not an absolute statement, but it makes an important point. We often make plans...
by Danny Nelson | Nov 17, 2025 | Personal Finance
What is THE most important concept in personal finance? I reveal the answer in the...
by Danny Nelson | Nov 8, 2025 | Stuff I Use & Recommend
There’s something deeply satisfying about sitting down at the table, spreading out the Ticket to Ride board, and feeling that familiar mix of anticipation and excitement. It’s not just a game for me—it’s an experience and, honestly, one of my favorite ways to connect...
by Danny Nelson | Nov 8, 2025 | Stuff I Use & Recommend
There aren’t many games that check as many boxes for me as Battlesheep. On the surface, it’s a simple board game about fluffy little sheep spreading across a field. But underneath that colorful exterior is a tight, elegant strategy game — one that’s become a cherished...
by Danny Nelson | Nov 8, 2025 | Stuff I Use & Recommend
There’s something beautifully honest about a Rubik’s Cube. At first glance, it looks chaotic—just a mess of colors with no obvious path forward. Most people pick it up, twist it a few times, and give up. But the moment I realized that this little block of plastic...
by Danny Nelson | Nov 5, 2025 | Faith
I believe the Bible is the Spirit-inspired Word of God. I recently heard a teacher say, “The 7 days of creation were 24-hour days and were just like the days we experience today.” 😬 I'm not saying the days were or weren't 24-hour days. That's not the point...
by Danny Nelson | Oct 15, 2025 | Personal Finance
If a stock drops 50% in a year, what % does it have to go up the next year to get back to even? That's right, it has to go up 100%. What's the average of -50% and 100%? That's right, 25%. Pretty impressive! What was the ACTUAL return?...
by Danny Nelson | Oct 9, 2025 | Personal Finance, Pinned
Picture it: you have 3 to 6 months of expenses saved for emergencies. It's your emergency fund. You'll only ever access it if there's an emergency, right? Wisdom dictates that your emergency funds stay liquid and safe, right? But we'd really like to also protect it...
by Danny Nelson | Sep 30, 2025 | Personal Finance
It's usually an objectively bad idea because you lose access to and control of your capital. Your capital turns into lazy capital when it's converted to home equity. But because many are allergic to debt of any kind, it can be subjectively good because how you feel...
by Danny Nelson | Sep 27, 2025 | Unsolicited Advice
If your first question is “can I afford it?” then probably don't buy it. If your first question is “is it worth it?” now we're talkin'.