by Danny Nelson | Jan 12, 2026 | Personal Finance
What I believe about 2026: Nobody's forecast will be accurate. Something will happen nobody could have predicted. The future is inherently unknowable. Things that never happened before happen every day. You can't beat the market. If you did, it cost you too much....
by Danny Nelson | Nov 17, 2025 | Personal Finance
What is THE most important concept in personal finance? I reveal the answer in the...
by Danny Nelson | Oct 15, 2025 | Personal Finance
If a stock drops 50% in a year, what % does it have to go up the next year to get back to even? That's right, it has to go up 100%. What's the average of -50% and 100%? That's right, 25%. Pretty impressive! What was the ACTUAL return?...
by Danny Nelson | Oct 9, 2025 | Personal Finance, Pinned
Picture it: you have 3 to 6 months of expenses saved for emergencies. It's your emergency fund. You'll only ever access it if there's an emergency, right? Wisdom dictates that your emergency funds stay liquid and safe, right? But we'd really like to also protect it...
by Danny Nelson | Sep 30, 2025 | Personal Finance
It's usually an objectively bad idea because you lose access to and control of your capital. Your capital turns into lazy capital when it's converted to home equity. But because many are allergic to debt of any kind, it can be subjectively good because how you feel...
by Danny Nelson | Sep 25, 2025 | Personal Finance
I've prepared hundreds and hundreds of tax returns over the last 20 years. I know my way around a 1040. Here's your problem: You have a potential freight train barreling toward you in the form of your 2025 tax return. The OBBBA (a.k.a. the One Big Beautiful Bill Act)...
