2025 Tax Return Projection
I understand the stress of not knowing your tax future. My expert process delivers accurate forecasts to guide your tax planning decisions.
Get peace of mind and control over your tax liability with clear insights.
What ideas do you have about paying off the mortgage?
It's usually an objectively bad idea because you lose access to and control of your capital. Your capital turns into lazy capital when it's converted to home equity.
But because many are allergic to debt of any kind, it can be subjectively good because how you feel about your financial situation matters.
My preference is to house the capital allocated to extra principal in a more efficient account where I retain control and access… which could be used to pay down mortgage principal later if needed.
Tax Basis Bookkeeping
Pristine Bookkeeping!
Your Tax Preparer Will Love It.
Stay compliant, maximize deductions, and eliminate IRS stress — all with clean, tax-basis financials designed to keep you, your tax preparer, and the IRS happy.
AI and Robotics Disruption Is Coming Whether We Like It or Not
AI and robotics disruption is coming whether we like it or not.
Regardless of your feelings about AI, it would be wise for all of us to develop diverse streams of earned income to mitigate the risk of job displacement from both AI and robots.
I hear a lot of people discussing the job disruptions that are coming due to advances in AI saying that people should focus more on the trades like plumbing, HVAC, and electrical because AI can't do those jobs as well as humans.
My rebuttal is to challenge you to research advances in robotics technology over the last 10 years. Robots are doing things today that are mind blowing.
Robots are coming for the trades.
We must adapt.
Life Insurance Blueprint
Life Insurance.
You Know You Need It.
But how much and what kind?
Answer a few questions and get your FREE personalized Life Insurance Blueprint.
Case Study: Lester, 40 years old, makes $200k a year. $0 retirement, ready to start.
Let me introduce you to my fictional friend Lester.
He's 40 years old.
Makes $200k a year.
Hasn't been saving for retirement, but is going to start putting 5% of his salary in a 401k with his employer's 4% match.
Let's see what happens…
Term Life Ladder
Term Life Insurance that adapts to your coverage needs over time.
And costs about half as much!
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Main Character
This man was formed out of the dust of the ground. He was charged by God to be fruitful and multiply, to fill the earth and subdue it.
Who was this man?
Adam.
But is he the main character? No.
This woman was uniquely created among all of creation. She was not spoken into existence or formed from the dust. Instead, God formed her from a rib from Adam and became the mother of all living.
Who was this woman?
Eve.
But is she the main character? No.
This man found favor before God in the midst of a wicked generation. God called him to build a big boat and to preserve creation in the midst of a flood.
Who was this man?
Noah.
But is he the main character? No.
This man was called out of a life of comfort to go to a land that God would show him. God promised him in his old age that he would be made into a great nation, that he would be blessed and a blessing, and that his name would be great.
Who was this man?
Abraham.
But is he the main character? No.
This man was sold into slavery by his 11 older brothers. He ended up unjustly detained in an Egyptian jail when God's favor lifted him to power in Egypt so that the only man with greater authority was Pharaoh himself.
Who was this man?
Joseph.
But is he the main character? No.
Generations later, this man was used by God to deliver the Hebrews from their enslavement in Egypt. He was used by God to bring the good and righteous law of God and make it known to the Hebrew people.
Who was this man?
Moses.
But is he the main character? No.
This man led the people of God into the promised land. Under God's direction, he led the campaign against the city of Jericho in which the walls of the city fell.
Who was this man?
Joshua.
But is he the main character? No.
This man challenged the 450 prophets of Baal to a showdown to see whose God was alive and whose god was an idol. God showed up and proved his existence and power with fire from Heaven itself.
Who was this man?
Elijah.
But is he the main character? No.
This man slew Goliath, became king of Israel, and was know as the man after God's own heart.
Who was this man?
David.
But is he the main character? No.
This man was David's son, charged with rebuilding the temple, and was the wisest man in history.
Who was this man?
Solomon.
But is he the main character? No.
This man refused to stop praying to God and spent the night in a lion's den.
Who was this man?
Daniel.
But is he the main character? No.
This man was and is God.
Who was this man?
Jesus.
This baby was born to the Virgin Mary in the city of Bethlehem.
Who was this baby?
Jesus.
This man was baptized by John the Baptist in the Jordan River and the Holy Spirit descended on him like a dove.
Who was this man?
Jesus.
This man was tempted in the wilderness by Satan, but overcame temptation by the word of God.
Who was this man?
Jesus.
This man lived a life of perfect obedience to the law of God.
Who was this man?
Jesus.
This man healed the lame, gave sight to the blind, and raised the dead to life.
Who was this man?
Jesus.
This man was betrayed by his followers, unjustly convicted of blasphemy, was tortured, and crucified on a cross.
Who was this man?
Jesus.
This man overcame death and rose to life on the third day and appeared to many witnesses.
Who was this man?
Jesus.
This man. This God is calling you to take up your cross and follow him.
Who is the main character?
Jesus.